2018 Registration document and annual fi nancial report - BNP PARIBAS484
6 INFORMATION ON THE PARENT COMPANY FINANCIAL STATEMENTS 31 DECEMBER 2018
6
Notes to the parent company fi nancial statements
3.j OPERATING ASSETS
In millions of euros, at
31 December 2018 31 December 2017
Gross value
Depreciation, amortisation
and impairment Net amount Net amount
Software 2,717 (2,077) 640 647
Other intangible assets 2,346 (321) 2,025 1,901
INTANGIBLE ASSETS 5,063 (2,398) 2,665 2,548
Land and buildings 2,906 (1,040) 1,866 1,899
Equipment, furniture and fi xtures 1,939 (1,552) 387 363
Other fi xed assets 143 - 143 132
Tangible assets - Merger premium 134 (26) 108 114
TANGIBLE ASSETS 5,122 (2,618) 2,504 2,508
3.k PROVISIONS
In millions of euros, at 31 December 2017 Additions Reversals Other
movements 31 December 2018
Provision for employee benefi t obligations 332 103 (159) 187 463
Provisions for credit risks (note 2.f) 62 8 (24) (13) 33
Provisions for commitments given (note 2.f) 486 53 (310) 19 248
Other provisions
■ for banking transactions 339 189 (108) 96 516
■ for non-banking transactions 972 66 (595) (22) 421
PROVISIONS 2,191 419 (1,196) 267 1,681
➤ PROVISIONS FOR RISKS ON REGULATED SAVINGS PRODUCTS
In millions of euros, at 31 December 2018 31 December 2017
Deposits collected under home savings accounts and plans 17,937 17,957
of which for home savings plans 15,834 15,800
■ Aged more than 10 years 3,796 3,883
■ Aged between 4 and 10 years 8,406 6,181
■ Aged less than 4 years 3,632 5,736
Outstanding loans granted under home savings accounts and plans 51 74
of which for home savings plans 9 13
Provisions for home savings accounts and plans 135 156
of which discount on home savings accounts and plans 0 1
of which provisions for home savings accounts and plans 135 155
■ of which provisions for plans aged more than 10 years 75 88
■ of which provisions for plans aged between ■ 4 and 10 years 37 24
■ of which provisions for plans aged less than 4 years 20 41
■ of which provisions for home savings accounts 3 2