2018 REGISTRATION DOCUMENT AND ANNUAL FINANCIAL REPORT

2018 Registration document and annual fi nancial report - BNP PARIBAS 13

1PRESENTATION OF THE BNP PARIBAS GROUP

Presentation of operating divisions and business lines

BNP PARIBAS REAL ESTATE SERVICES With its extensive range of services, BNP Paribas Real Estate Services can support its customers across all stages of the property life cycle, from building design to everyday management:

■ Development 51,300 m2 of commercial real estate and 3,001 homes under construction in 2018;

■ Advisory (Transaction, Advisory, Expertise) 7.2 million sq. m. sold and EUR 26 billion in investments supported in 2018; (4th largest in Europe(1) );

■ Investment Management EUR 29 billion in assets under management;

■ Property Management 43 million sq. m. of commercial real estate managed.

This multi-sector offering covers all asset classes: offices, homes, warehouses, logistics platforms, shops, hotels, serviced residences, etc.

With nearly 4,800 employees, the Group can offer a wide array of services, based on the needs of clients, including institutional investors, corporates, public entities, and individuals.

With its geographic network in 13 countries on this continent, BNP Paribas Real Estate is one of Europe s leaders in commercial real estate. Its major markets are France, Germany and the United Kingdom.

It also has:

■ platforms in Hong Kong, Dubai and Singapore that are the link with investors from the Middle East and Asia investing in Europe;

■ and a comprehensive network of business alliances with local partners in 17 other countries, in Europe, the United States, and Africa.

In residential development, BNP Paribas Real Estate Services operates for the most part in France s major cities, and is also developing projects in London, Frankfurt and Lisbon.

(1) Property Week.

CORPORATE AND INSTITUTIONAL BANKING

CORPORATE & INSTITUTIONAL BANKING With over 30,000 staff in 56 countries, BNP Paribas CIB offers capital markets, securities services, fi nancing, treasury and fi nancial advisory bespoke solutions to two client franchises: corporates and institutionals. Acting as a bridge between corporate and institutional clients, it aims at connecting the fi nancing needs from corporate clients with institutional clients seeking investment opportunities. In 2018, 25 % of BNP Paribas revenues from operating divisions were generated by BNP Paribas CIB.

The CIB s streamlined and effi cient organisation is designed to meet the needs of BNP Paribas corporate and institutional clients. CIB is thus organised around three main businesses:

■ Corporate Banking, with its own organisation in each region;

■ Global Markets, grouping together all capital market activities; and

■ Securities Services.

CIB is present in three main regions:

■ EMEA (Europe, Middle East, Africa);

■ Americas;

■ APAC (Asia-Pacifi c).

2018 Awards

■ World s Best Bank for Sustainable Finance (Euromoney July 2018);

■ Euro Bond House of the Year (IFR Awards 2018) ;

■ Derivatives House of the Year (Risk Awards January 2019) ;

■ Custodian of the Year (Custody Risk Global Awards 2018) ;

■ EMEA Loan House of the Year (IFR 2018).

CORPORATE BANKING Corporate Banking combines services relating to debt fi nancing solutions (traditional loans and specialised fi nancings, including export fi nancing, project financing, acquisition financing and leveraged financing) and primary activities on the equity markets (IPOs, capital increases, convertible and exchangeable bond issues, etc.), and all transaction banking products (liquidity management, cash management, deposit collection and international trade transactions). The full range of products and services is offered to customers all over the world. To better anticipate their needs, the teams are structured by geographic area, thereby combining global expertise and local knowledge.

Thanks to this set-up and the strong coordination between the regions, any client entering a business centre can have access to a global Corporate Banking platform and can benefi t from the expertise of all other business centres for its activities.

In EMEA, Corporate Banking activities have a geographic presence in 34 countries. This set-up reinforces the One Bank for Corporates approach developed in close cooperation with the Group s four domestic markets and includes a network of 64 trade centres. Global Banking EMEA brings together all of CIB s fi nancing (debt and equity), M&A advisory and transaction banking capabilities.

In Asia Pacifi c, our Corporate Banking and Advisory activities encompass the full suite of M&A advisory services, fi nancing (including sustainable fi nance such as green and positive impact loans), capital raising (debt and equity capital markets) and transaction banking (cash management, international trade, related risk hedging services, deposit taking). We offer clients comprehensive and integrated end to end banking facilities in major currencies as well as local currencies through our full banking licence branches or subsidiaries in 12 different markets.