2018 Registration document and annual fi nancial report - BNP PARIBAS344

5 RISKS AND CAPITAL ADEQUACY PILLAR 3

5

Credit risk

Exposure In millions of euros

Agricul- ture, Food,

Tobacco Insurance

Chemicals excluding

Pharma- ceuticals

Building & Public

works Retail trade

Energy excluding Electricity

Equipment excluding IT

Electronic Finance Real

estate

Central governments or central banks - 45 - - - - - 200,623 230

Institutions 60 89 - 55 247 - 54 37,849 77

Corporates 24,238 10,548 13,618 23,433 22,944 24,555 31,325 34,523 52,881

Retail 893 64 58 2,523 4,624 4 681 1,285 16,151

Other items 15 0 1 34 23 0 9 6 38

TOTAL IRB APPROACH 25,206 10,747 13,678 26,045 27,838 24,559 32,070 274,287 69,377

Central governments or central banks 79 0 - 34 7 0 51 15,476 687

Regional governments or local authorities 3 - - - 1 - - - 0

Public sector entities 6 20 - 1 - - - 3,355 1

Multilateral development banks - - - - - - - 1 -

International organisations - - - - - - 574 - -

Institutions 10 - 0 103 56 0 35 9,895 520

Corporates 10,671 965 1,445 4,051 8,697 839 6,586 3,777 6,172

Retail 7,932 13 13 1,195 683 12 407 140 709

Exposures secured by mortgages on immovable property 3,331 57 119 805 1,707 12 591 153 12,055

Exposures in default 830 22 48 804 423 86 546 67 890

Exposures in the form of units or shares in collective investment undertakings - - - - - - - 677 -

Equity - - - - - - - - -

Other items 164 2 3 217 29 18 2,210 5,066 463

TOTAL STANDARDISED APPROACH 23,027 1,080 1,627 7,210 11,603 968 10,999 38,606 21,497

TOTAL 48,234 11,827 15,305 33,255 39,441 25,527 43,068 312,893 90,873

(*) Including cement, packaging, etc. (**) Electricity, gas, water, etc.