2018 Registration document and annual fi nancial report - BNP PARIBAS342

5 RISKS AND CAPITAL ADEQUACY PILLAR 3

5

Credit risk

INDUSTRY DIVERSIFICATION ➤ TABLE 27: CREDIT RISK EXPOSURE BY INDUSTRY (EU CRB-D) [Audited]

Exposure In millions of euros

Agricul- ture, Food,

Tobacco Insurance

Chemicals excluding

Pharma- ceuticals

Building & Public

works Retail trade

Energy excluding Electricity

Equipment excluding IT

Electronic Finance Real

estate

Central governments or central banks - 75 - - - - - 210,272 230

Institutions 0 3 52 54 283 - - 37,474 77

Corporates 20,437 14,815 14,074 25,133 23,765 21,575 32,214 40,079 57,605

Retail 824 59 69 2,724 4,568 7 720 815 16,365

Other items 17 0 1 37 24 - 10 430 34

TOTAL IRB APPROACH 21,278 14,953 14,195 27,948 28,640 21,581 32,944 289,070 74,311

Central governments or central banks - - - - - - - 10,419 -

Regional governments or local authorities - - - - - - - 0 0

Public sector entities - 82 - 1 0 - - 2,046 1

Multilateral development banks - - - - - - - 120 -

International organisations - - - - - - - - -

Institutions - - - - - - 3 10,834 -

Corporates 10,287 817 1,393 3,816 8,879 697 7,553 4,585 6,403

Retail 8,304 17 24 1,251 783 10 432 39 601

Exposures secured by mortgages on immovable property 3,164 51 98 602 1,532 13 607 182 9,580

Exposures in default 806 3 38 692 344 72 395 84 681

Exposures in the form of units or shares in collective investment undertakings - - - - - - - 603 -

Equity - - - - - - - - -

Other items 525 65 41 201 190 11 961 7,849 907

TOTAL STANDARDISED APPROACH 23,086 1,035 1,594 6,563 11,729 803 9,951 36,761 18,173

TOTAL 44,364 15,988 15,789 34,511 40,369 22,384 42,895 325,831 92,484

(*) Including cement, packaging, etc. (**) Electricity, gas, water, etc.