2018 Registration document and annual fi nancial report - BNP PARIBAS 141
32018 REVIEW OF OPERATIONS
3
Alternative Performance Measures (APM) Article 223-1 of the AMF s General regulation
In millions of euros 2018 2017
Retail Banking & Services
Revenues 31,567 31,063
Operating Expenses and Dep. (20,644) (20,044)
Gross Operating Income 10,923 11,020
Cost of Risk (2,624) (2,705)
Operating Income 8,299 8,315
Share of Earnings of Equity-Method Entities 486 622
Other Non Operating Items 208 443
Pre-Tax Income 8,993 9,379
Allocated Equity ( bn, year to date) 53.3 51.4
In millions of euros 2018 2017
Domestic Markets (including 100% of Private Banking in France, Italy, Belgium and Luxembourg)(*) Excluding PEL/CEL Effects
Revenues 15,683 15,718
Operating Expenses and Dep. (10,707) (10,620)
Gross Operating Income 4,977 5,098
Cost of Risk (1,046) (1,356)
Operating Income 3,930 3,743
Share of Earnings of Equity-Method Entities (3) 62
Other Non Operating Items 0 10
Pre-Tax Income 3,927 3,814
Income Attributable to Wealth and Asset Management (264) (273)
Pre-Tax Income of Domestic Markets 3,663 3,541
Allocated Equity ( bn, year to date) 25.2 24.6
(*) Including 100% of Private Banking for the Revenues to Pre-tax income items.
In millions of euros 2018 2017
Domestic Markets (including 2/3 of Private Banking in France, Italy, Belgium and Luxembourg)
Revenues 15,132 15,164
Operating Expenses and Dep. (10,401) (10,322)
Gross Operating Income 4,731 4,842
Cost of Risk (1,045) (1,353)
Operating Income 3,686 3,489
Share of Earnings of Equity-Method Entities (3) 61
Other Non Operating Items 0 10
Pre-Tax Income 3,683 3,560
Allocated Equity ( bn, year to date) 25.2 24.6
