2018 Registration document and annual fi nancial report - BNP PARIBAS 479
6INFORMATION ON THE PARENT COMPANY FINANCIAL STATEMENTS 31 DECEMBER 2018
6
Notes to the parent company fi nancial statements
3.b CUSTOMER ITEMS
In millions of euros, at 31 December 2018 31 December 2017
Loans and advances 334,178 323,367
Commercial and industrial loans 7,873 2,430
Demand accounts 17,476 19,282
Short-term loans 78,561 73,019
Mortgages 80,243 75,055
Equipment loans 49,328 47,382
Export loans 8,170 9,307
Other customer loans 90,991 95,527
Subordinated loans 1,536 1,365
Securities received under repurchase agreements 121,628 116,383
CUSTOMER ITEMS BEFORE IMPAIRMENT - ASSETS 455,806 439,750
of which accrued interest 1,350 918
of which loans eligible for refi nancing by the Banque de France 35 78
of which potentially recoverable doubtful loans and receivables 3,468 3,647
of which irrecoverable loans and receivables 5,339 5,083
Impairment on receivables due from customers (note 2.f) (5,644) (5,736)
CUSTOMER ITEMS NET OF IMPAIRMENT - ASSETS 450,162 434,014
The following table gives the loans and receivables net of impairment due from customers by counterparty:
In millions of euros, at
31 December 2018 31 December 2017
Sound loans
Doubtful loans
Total Sound loans
Doubtful loans
Total Potentially
recoverable Irrecoverable Potentially
recoverable Irrecoverable
Financial institutions 68,121 61 95 68,277 64,235 324 44 64,603
Corporate 171,269 1,451 1,667 174,387 164,253 1,401 1,465 167,119
Entrepreneurs 8,678 57 152 8,887 8,679 54 159 8,892
Individuals 68,940 239 627 69,806 70,107 201 582 70,890
Other non-fi nancial customers 7,085 91 1 7,177 6,080 21 26 6,127
TOTAL LOANS AND RECEIVABLES, NET OF IMPAIRMENT 324,093 1,899 2,542 328,534 313,354 2,001 2,276 317,631
In millions of euros, at 31 December 2018 31 December 2017
Deposits 418,241 401,173
Demand deposits 190,910 178,054
Term deposits 157,768 153,561
Regulated savings accounts 69,563 69,558
of which demand regulated savings accounts 52,116 52,102
Securities given under repurchase agreements 148,986 145,924
CUSTOMER ITEMS - LIABILITIES 567,227 547,097
of which accrued interest 1,053 874
