2018 Registration document and annual fi nancial report - BNP PARIBAS144

3 2018 REVIEW OF OPERATIONS

3

Alternative Performance Measures (APM) Article 223-1 of the AMF s General regulation

In millions of euros 2018 2017

Belgian Retail Banking (Including 2/3 of Private Banking in Belgium)

Revenues 3,422 3,499

Operating Expenses and Dep. (2,418) (2,451)

Gross Operating Income 1,004 1,049

Cost of Risk (42) (64)

Operating Income 961 985

Share of Earnings of Equity-Method Entities 10 22

Other Non Operating Items 8 6

Pre-Tax Income 980 1,013

Allocated Equity ( bn, year to date) 5.7 5.3

In millions of euros 2018 2017

Other Domestic Markets Activities including Luxembourg (Including 100% of Private Banking in Luxembourg)(*)

Revenues 2,986 2,782

Operating Expenses and Dep. (1,779) (1,608)

Gross Operating Income 1,207 1,174

Cost of Risk (123) (89)

Operating Income 1,084 1,085

Share of Earnings of Equity-Method Entities (12) 38

Other Non Operating Items (5) 4

Pre-Tax Income 1,067 1,127

Income Attributable to Wealth and Asset Management (3) (3)

Pre-Tax Income of Other Domestic Markets 1,064 1,124

Allocated Equity ( bn, year to date) 4.4 4.0

(*) Including 100% of Private Banking for the Revenues to Pre-tax income items.

In millions of euros 2018 2017

Other Domestic Markets Activities including Luxembourg (Including 2/3 of Private Banking in Luxembourg)

Revenues 2,972 2,772

Operating Expenses and Dep. (1,768) (1,601)

Gross Operating Income 1,204 1,171

Cost of Risk (123) (89)

Operating Income 1,081 1,082

Share of Earnings of Equity-Method Entities (12) 38

Other Non Operating Items (5) 4

Pre-Tax Income 1,064 1,124

Allocated Equity ( bn, year to date) 4.4 4.0