2018 Registration document and annual fi nancial report - BNP PARIBAS 371

5RISKS AND CAPITAL ADEQUACY PILLAR 3

5

Credit risk

➤ TABLE 47: RESTRUCTURED LOANS BY ASSET CLASS [Audited]

In millions of euros

31 December 2018

Gross amount Provision Net amount

Of which doubtful outstandings

Gross amount Provisions Net amount

Loans and advances 11,302 (3,878) 7,424 6,516 (3,049) 3,467

Central governments and central banks 8 (2) 6 3 (0) 3

Corporates 5,374 (1,947) 3,427 4,057 (1,874) 2,183

Institutions 9 (8) 1 9 (8) 1

Retail 5,911 (1,921) 3,990 2,447 (1,167) 1,280

Debt securities 162 (47) 115 162 (47) 115

Off-balance sheet committments 593 (19) 574 131 (2) 129

TOTAL 12,057 (3,944) 8,113 6,809 (3,098) 3,711

➤ TABLE 48: RESTRUCTURED LOANS BY GEOGRAPHIC REGION [Audited]

In millions of euros

31 December 2018

Gross amount Provision Net amount

Of which doubtful outstandings

Gross amount Provisions Net amount

Europe 9,912 (3,451) 6,461 5,676 (2,663) 3,013

France 2,897 (1,184) 1,713 1,283 (649) 634

Belgium 345 (112) 233 262 (112) 150

Luxembourg 179 (67) 112 169 (67) 102

Italy 2,951 (1,144) 1,807 2,426 (1,084) 1,342

Germany 526 (133) 393 190 (84) 106

Other European countries 3,014 (811) 2,203 1,346 (667) 679

North America 617 (80) 537 268 (76) 192

Asia Pacifi c 62 (14) 48 57 (13) 44

Rest of the World 1,466 (399) 1,067 808 (346) 462

Turkey 317 (51) 266 11 (10) 1

Gulf States & Africa 402 (159) 243 358 (155) 203

Other countries 747 (189) 558 439 (181) 258

TOTAL 12,057 (3,944) 8,113 6,809 (3,098) 3,711

The tables that follow show the gross value and impairment amounts of doubtful loans that have been restructured, as well as restructured loans subsequently reclassifi ed as non-doubtful loans.