2019 Universal registration document and annual financial report - BNP PARIBAS484

6 information on the Parent ComPany finanCial statements at 31 deCemBer 2019

6

Notes to the parent company financial statements

➤ CHANGE IN PROVISIONS FOR REGULATED SAVINGS PRODUCTS

In millions of euros at 31 December 2019 31 December 2018

Deposits collected under home savings accounts and plans 17,994 17,937

of which for home savings plans 15,912 15,834

■ Aged more than 10 years 5,194 3,796

■ Aged between 4 and 10 years 8,715 8,406

■ Aged less than 4 years 2,003 3,632

Outstanding loans granted under home savings accounts and plans 35 51

of which for home savings plans 6 9

Provisions for home savings accounts and plans 124 135

of which discount on home savings accounts and plans 0 0

of which provisions for home savings accounts and plans 124 135

■ of which provisions for plans aged more than 10 years 92 75

■ of which provisions for plans aged between 4 and 10 years 23 37

■ of which provisions for plans aged less than 4 years 8 20

■ of which provisions for home savings accounts 1 3

In millions of euros

Year to 31 Dec. 2019 Year to 31 Dec. 2018

Provisions for home savings plans

Provisions for home savings accounts

Provisions for home savings plans

Provisions for home savings accounts

Provisions at start of period 132 3 153 3

Additions to provisions during the period - - - -

Provision write-backs during the period (9) (2) (21) -

Provisions at end of period 123 1 132 3

3.1. SUBORDINATED DEBT

In millions of euros at 31 December 2019 31 December 2018

Redeemable subordinated debt 16,130 14,405

Undated subordinated debt 9,700 9,115

Undated Super Subordinated notes 8,977 8,397

Undated Floating-Rate Subordinated notes 498 493

Undated Participating Subordinated notes 225 225

Related debt 382 344

SUBORDINATED DEBT 26,212 23,864

➤ PROVISIONS FOR RISKS ON REGULATED SAVINGS PRODUCTS