2019 Universal registration document and annual financial report - BNP PARIBAS224

4 Consolidated finanCial statements for the year ended 31 deCemBer 2019

4

Notes to the financial statements

Note 6 FINANCING AND GUARANTEE COMMITMENTS

6.a FINANCING COMMITMENTS GIVEN OR RECEIVED Contractual value of financing commitments given and received by the Group:

In millions of euros 31 December 2019 31 December 2018

Financing commitments given

to credit institutions 4,999 3,201

to customers 324,077 301,447

Confirmed financing commitments 255,975 231,109

Other commitments given to customers 68,102 70,338

TOTAL FINANCING COMMITMENTS GIVEN 329,076 304,648

of which stage 1 317,180 292,425

of which stage 2 9,862 10,511

of which stage 3 1,094 644

of which insurance activities 940 1,068

Financing commitments received

from credit institutions 70,725 72,484

from customers 2,633 11,244

TOTAL FINANCING COMMITMENTS RECEIVED 73,358 83,728

6.b GUARANTEE COMMITMENTS GIVEN BY SIGNATURE

In millions of euros 31 December 2019 31 December 2018

Guarantee commitments given

to credit institutions 32,325 33,487

to customers 118,408 113,129

Property guarantees 2,767 1,968

Sureties provided to tax and other authorities, other sureties 61,003 54,019

Other guarantees 54,638 57,142

TOTAL GUARANTEE COMMITMENTS GIVEN 150,733 146,616

of which stage 1 142,780 138,615

of which stage 2 6,518 6,713

of which stage 3 1,432 1,285

of which insurance activities 3 3

6.c SECURITIES COMMITMENTS In connection with the settlement date accounting for securities, commitments representing securities to be delivered or securities to be received are the following:

In millions of euros 31 December 2019 31 December 2018

Securities to be delivered 8,511 14,134

Securities to be received 10,792 12,869