144 2019 Universal registration document and annual financial report - BNP PARIBAS
3 2019 review of oPerations
3
Alternative Performance Measures (APM) Article 223-1 of the AMF s General regulation
m 2019 2018
Belgian Retail Banking (Including 2/3 of Private Banking in Belgium)
Revenues 3,353 3,422
Operating Expenses and Dep. (2,378) (2,418)
Gross Operating Income 975 1,004
Cost of Risk (56) (42)
Operating Income 919 961
Share of Earnings of Equity-Method Entities 13 10
Other Non Operating Items (3) 8
Pre-Tax Income 929 980
Allocated Equity ( bn, year to date) 5.8 5.7
m 2019 2018
Other Domestic Markets Activities including Luxembourg (including 100% of Private Banking in Luxembourg)(1)
Revenues 3,184 2,986
Operating Expenses and Dep. (1,859) (1,779)
Gross Operating Income 1,325 1,207
Cost of Risk (146) (123)
Operating Income 1,178 1,084
Share of Earnings of Equity-Method Entities (12) (12)
Other Non Operating Items 2 (5)
Pre-Tax Income 1,168 1,067
Income Attributable to Wealth and Asset Management (3) (3)
Pre-Tax Income of Other Domestic Markets 1,165 1,064
Allocated Equity ( bn, year to date) 4.5 4.4
(1) Including 100% of Private Banking for the Revenues to Pre-tax income items.
m 2019 2018
Other Domestic Markets Activities including Luxembourg (including 2/3 of Private Banking in Luxembourg)
Revenues 3,169 2,972
Operating Expenses and Dep. (1,847) (1,768)
Gross Operating Income 1,322 1,204
Cost of Risk (146) (123)
Operating Income 1,175 1,081
Share of Earnings of Equity-Method Entities (12) (12)
Other Non Operating Items 2 (5)
Pre-Tax Income 1,165 1,064
Allocated Equity ( bn, year to date) 4.5 4.4
