370 2019 Universal registration document and annual financial report - BNP PARIBAS
5 risks and CaPital adequaCy Pillar 3
5
Credit risk
➤ TABLE 48: EXPOSURES AND STAGE 3 PROVISIONS BY INDUSTRY (EU CR1-B) [Audited]
In millions of euros
31 December 2019
Gross exposure
Stage 3 provisions
Defaulted exposures
Non-defaulted exposures Total
Agriculture, Food, Tobacco 1,248 38,341 39,589 (557)
Insurance 19 15,383 15,403 (7)
Chemicals excluding Pharmaceuticals 67 14,402 14,469 (53)
Building & Public works 3,493 30,938 34,431 (1,644)
Retail trade 1,294 42,864 44,158 (689)
Energy excluding Electricity 787 24,395 25,182 (527)
Equipment excluding IT Electronic 791 43,560 44,351 (436)
Finance 955 298,999 299,954 (805)
Real estate 3,158 93,749 96,907 (1,416)
Information technologies 203 23,546 23,750 (94)
Minerals, metals & materials (including cement, packaging, etc.) 857 30,047 30,905 (452)
Wholesale trade 1,961 59,930 61,891 (1,281)
Private individual 12,398 399,769 412,167 (6,639)
Healthcare & Pharmaceuticals 150 23,297 23,447 (58)
Services to public authorities (electricity, gas, water, etc.) 742 39,789 40,532 (177)
Business services 1,137 80,872 82,009 (730)
Communication services 140 19,067 19,207 (51)
Sovereign 126 141,583 141,708 (33)
Transportation & Storage 1,350 66,743 68,093 (489)
Other 1,751 61,348 63,099 (945)
TOTAL 32,629 1,548,623 1,581,252 (17,082)