2019 Universal registration document and annual financial report - BNP PARIBAS208
4 Consolidated finanCial statements for the year ended 31 deCemBer 2019
4
Notes to the financial statements
The following table present gross exposures of stage 3 assets change:
Gross value In millions of euros
Impaired financial assets (Stage 3)
AT 31 DECEMBER 2018 34,311
Transfer to stage 3 6,650
Transfer to stage 1 or stage 2 (2,412)
Amounts Written off (6,423)
Others changes (2,038)
AT 31 DECEMBER 2019 30,088
5.g FINANCIAL LIABILITIES AT AMORTISED COST DUE TO CREDIT INSTITUTIONS AND CUSTOMERS
In millions of euros 31 December 2019 31 December 2018
Deposits from credit institutions 84,566 78,915
On demand accounts 9,072 10,571
Interbank borrowings(1)(2) 68,847 61,859
Repurchase agreements 6,647 6,485
Deposits from customers 834,667 796,548
On demand deposits 516,862 473,968
Savings accounts 151,600 146,362
Term accounts and short-term notes 165,031 175,665
Repurchase agreements 1,174 553
(1) Changes over the period include the effect of IFRS 16 first time adoption (see note 2). (2) Interbank borrowings from credit institutions include term borrowings from central banks.