3632019 Universal registration document and annual financial report - BNP PARIBAS

5risks and CaPital adequaCy Pillar 3

5

Credit risk

In millions of euros

31 December 2018

Performing exposures Non-performing exposures

Not past due or ≤ 30 days

> 30 days ≤ 90 days

Unlikely to pay that

are not past due or are

past due ≤ 90 days

> 90 days ≤ 180 days

> 180 days ≤ 1 year

> 1 year ≤ 2 years > 5 years

of which defaulted

Loans and advances 964,969 960,032 4,937 37,854 7,343 2,007 1,961 13,572 12,971 34,688

Central banks 184,962 184,962 - - - - - - - -

General governments 35,909 35,871 38 877 50 57 106 590 74 226

Credit institutions 16,745 16,744 1 154 37 1 - 73 43 154

Other financial corporations 66,404 66,395 9 1,285 470 28 34 182 571 1,259

Non-financial corporations 349,798 346,366 3,432 19,417 4,208 770 808 5,076 8,555 18,986

of which SMEs 104,362 103,198 1,164 9,996 996 294 319 2,932 5,455 9,853

Households 311,151 309,694 1,457 16,121 2,578 1,151 1,013 7,651 3,728 14,063

Debt securities 135,568 135,568 - 494 322 - - 103 69 494

Central banks 4,758 4,758 - - - - - - - -

General governments 102,157 102,157 - - - - - - - -

Credit institutions 9,644 9,644 - 126 15 - - 99 12 126

Other financial corporations 15,541 15,541 - 129 73 - - 4 52 129

Non-financial corporations 3,468 3,468 - 239 234 - - - 5 239

Off-balance sheet exposures 448,844 1,939 1,928

Central banks 21,442 - -

General governments 29,329 43 43

Credit institutions 15,223 6 6

Other financial corporations 54,443 50 50

Non-financial corporations 271,360 1,727 1,717

Households 57,047 113 112

TOTAL 1,549,381 1,095,600 4,937 40,287 7,665 2,007 1,961 13,675 13,040 37,110