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2019 Universal registration document and annual financial report - BNP PARIBAS206

4 Consolidated finanCial statements for the year ended 31 deCemBer 2019

4

Notes to the financial statements

5.e FINANCIAL ASSETS AT AMORTISED COST

➤ DETAIL OF LOANS AND ADVANCES BY NATURE

In millions of euros

31 December 2019 31 December 2018

Gross value Impairment

(note 3.h) Carrying

amount Gross value Impairment

(note 3.h) Carrying

amount

Loans and advances to credit institutions 21,793 (101) 21,692 19,707 (151) 19,556

On demand accounts 8,002 (13) 7,989 7,234 (17) 7,217

Loans(1) 12,697 (88) 12,609 11,628 (134) 11,494

Repurchase agreements 1,094 1,094 845 845

Loans and advances to customers 826,953 (21,176) 805,777 789,952 (24,081) 765,871

On demand accounts 38,978 (3,187) 35,791 41,482 (4,243) 37,239

Loans to customers 751,109 (16,861) 734,248 714,243 (18,681) 695,562

Finance leases 35,653 (1,128) 34,525 33,291 (1,157) 32,134

Repurchase agreements 1,213 1,213 936 936

TOTAL LOANS AND ADVANCES AT AMORTISED COST 848,746 (21,277) 827,469 809,659 (24,232) 785,427

(1) Loans and advances to credit institutions include term deposits made with central banks.

Contractual maturities of finance leases

In millions of euros 31 December 2019 31 December 2018

Gross investment 37,970 35,795

Receivable within 1 year 10,412 9,525

Receivable after 1 year but within 5 years 22,837 21,346

Receivable beyond 5 years 4,721 4,924

Unearned interest income (2,317) (2,504)

Net investment before impairment 35,653 33,291

Receivable within 1 year 9,655 8,996

Receivable after 1 year but within 5 years 21,685 19,672

Receivable beyond 5 years 4,313 4,623

Impairment provisions (1,128) (1,157)

Net investment after impairment 34,525 32,134

➤ DETAIL OF DEBT SECURITIES BY TYPE OF ISSUER

In millions of euros

31 December 2019 31 December 2018

Gross value Impairment

(note 3.h) Carrying

amount Gross value Impairment

(note 3.h) Carrying

amount

Governments 57,743 (21) 57,722 33,254 (16) 33,238

Other public administration 23,794 (3) 23,791 18,534 (3) 18,531

Credit institutions 7,201 (2) 7,199 5,082 (3) 5,079

Others 19,850 (108) 19,742 18,333 (108) 18,225

TOTAL DEBT SECURITIES AT AMORTISED COST 108,588 (134) 108,454 75,203 (130) 75,073

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