3372019 Universal registration document and annual financial report - BNP PARIBAS
5risks and CaPital adequaCy Pillar 3
5
Credit risk
Exposure In millions of euros
31 December 2018
Agriculture, Food,
Tobacco Insurance
Chemicals excluding
Pharma- ceuticals
Building & Public works
Retail trade
Energy excluding Electricity
Equipment excluding IT
Electronic Finance Real estate
Infor- mation
techno- logies
Minerals, metals &
materials(*) Wholesale
trade Private
individual
Healthcare & Pharma-
ceuticals
Services to public
authorities(**) Business services
Communica- tion services Sovereign
Transpor- tation & Storage Other TOTAL
Central governments or central banks - 75 - - - - - 210,272 230 - - - - 15 0 5 - 74,186 - 27 284,811
Institutions 0 3 52 54 283 - - 37,474 77 0 88 85 81 914 1,756 49 87 3,752 455 1,649 46,859
Corporates 20,437 14,815 14,074 25,133 23,765 21,575 32,214 40,079 57,605 18,430 22,968 37,759 1,599 10,653 30,431 43,938 16,998 196 38,310 33,428 504,405
Retail 824 59 69 2,724 4,568 7 720 815 16,365 221 364 1,222 221,910 2,051 79 8,972 23 - 344 2,224 263,561
Other items 17 0 1 37 24 0 10 430 34 2 14 34 94 3 11 33 0 0 75 12 833
TOTAL IRB APPROACH 21,278 14,953 14,195 27,948 28,640 21,581 32,944 289,070 74,311 18,654 23,434 39,100 223,684 13,636 32,276 52,995 17,109 78,134 39,184 37,341 1,100,469
Central governments or central banks - - - - - - - 10,419 - - - - - - - 0 - 20,254 - 0 30,673
Regional governments or local authorities - - - - - - - - - - - - - 0 0 1 - 6,885 0 6 6,892
Public sector entities - 82 - 1 - - - 2,046 1 - - - 1 2,226 52 15 1 8,579 90 1,124 14,219
Multilateral development banks - - - - - - - 120 - - - - - - - 0 - - - - 120
International organisations - - - - - - - - - - - - - - - 0 - 0 - - 0
Institutions - - - - - - 3 10,834 - - - 533 - - - 546 - - - - 11,915
Corporates 10,287 817 1,393 3,816 8,879 697 7,553 4,585 6,403 3,156 5,361 14,525 14,155 2,385 3,570 16,196 1,597 99 4,537 10,960 120,970
Retail 8,304 17 24 1,251 783 10 432 39 601 101 194 2,734 108,468 955 66 1,516 15 - 1,372 2,262 129,143
Exposures secured by mortgages on immovable property 3,164 51 98 602 1,532 13 607 182 9,580 200 634 3,913 43,101 1,389 96 1,223 10 - 401 3,052 69,850
Exposures in default 806 3 38 692 344 72 395 84 681 62 428 1,131 6,260 54 43 625 23 45 205 641 12,632
Exposures in the form of units or shares in collective investment undertakings - - - - - - - 603 - - - - - - - 0 - - - - 603
Equity - - - - - - - - - - - - - - - - - - - 1,063 1,063
Other items 525 65 41 201 190 11 961 7,849 907 20 67 909 6,915 30 253 5,346 330 1,963 725 4,703 32,013
TOTAL STANDARDISED APPROACH 23,086 1,035 1,594 6,563 11,729 803 9,951 36,761 18,173 3,540 6,685 23,745 178,900 7,040 4,079 25,468 1,976 37,826 7,331 23,811 430,094
TOTAL 44,364 15,988 15,789 34,511 40,369 22,384 42,895 325,831 92,484 22,193 30,118 62,845 402,584 20,676 36,356 78,463 19,085 115,960 46,515 61,151 1,530,563
(*) Including cement, packaging, etc. (**) Electricity, gas, water, etc.
