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2892019 Universal registration document and annual financial report - BNP PARIBAS

5risks and CaPital adequaCy Pillar 3

5

Capital management and capital adequacy

➤ TABLE 9: DIFFERENCES BETWEEN THE ACCOUNTING AND PRUDENTIAL SCOPES (EU LI3)

Name of the entity

31 December 2019

Method of accounting

consolidation

Method of regulatory consolidation

Description of the entity

Full consolidation

Proportional consolidation

Equity method

Neither consoli-

dated nor deducted

BNP Paribas Cardif and its subsidiaries(*) Full consolidation x Insurance

BNPP SB Re Full consolidation x Insurance

BNPP Vartry Reinsurance DAC Full consolidation x Insurance

Decart Re Ltd Full consolidation x Insurance

Darnell DAC Full consolidation x Insurance

Greenval Insurance DAC Full consolidation x Insurance

Le Sphinx Assurances Luxembourg SA Full consolidation x Insurance

Greenstars BNPP Full consolidation x Insurance

BNP Paribas Real Estate and its unregulated subsidiaries(*) Full consolidation x Real estate services

Arval and its unregulated subsidiaries(*) Full consolidation x

Long-term vehicle leasing

Collective investment funds(**) Full consolidation x Asset management

Bantas Nakit AS Equity method x Retail banking

Banque Solféa Equity method x Specialised loans

Bpost banque Equity method x Retail banking

Copartis Equity method x Retail banking

Euro Securities Partners Equity method x Retail banking

Genius Auto Finance Co Ltd Equity method x Specialised loans

FScholen Equity method x

Corporate and institutional banking

Fund Channel Equity method x Asset management

Lyf SA Equity method x Internet financial services

Lyf SAS Equity method x Internet financial services

Partecis Equity method x Retail banking

Services Logiciels d Intégration Boursière Equity method x Securities custody

Union de Creditos Inmobiliarios SA Equity method x Specialised loans

United Partnership Equity method x Specialised loans

Fonds Commun de Créances UCI et RMBS Prado Equity method x Specialised loans

(*) BNP Paribas Cardif, BNP Paribas Real Estate and Arval subsidiaries are identified in note 8.j to the consolidated financial statements (footnote (2)). (**) Collective investment funds are identified in note 8.j to the consolidated financial statements (footnote (4)).

The differences between the accounting and prudential scopes of consolidation are summarised in the table below.

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