Your browser is not up to date and is not able to run this publication.
Learn more

2019 Universal registration document and annual financial report - BNP PARIBAS190

4 Consolidated finanCial statements for the year ended 31 deCemBer 2019

4

Notes to the financial statements

➤ NET COMMISSION INCOME BY BUSINESS SEGMENT, INCLUDING FEES ACCOUNTED FOR UNDER "NET INCOME FROM INSURANCE ACTIVITIES"

In millions of euros Year to

31 Dec. 2019 Year to

31 Dec. 2018

Retail Banking & Services

Domestic Markets

French Retail Banking(1) 2,558 2,573

BNL banca commerciale(1) 1,025 1,038

Belgian Retail Banking(1) 813 801

Other Domestic Markets activities(1) 376 362

International Financial Services

Personal Finance 799 736

International Retail Banking 880 936

Europe Mediterranean(1) 578 510

BancWest(1) 302 427

Insurance (3,448) (3,400)

Wealth and Asset Management 2,207 2,192

Corporate & Institutional Banking

Corporate Banking 1,545 1,441

Global Markets (790) (718)

Securities Services 1,309 1,240

Other activities 48 8

TOTAL GROUP 7,323 7,208

(1) French Retail Banking, BNL banca commerciale, Belgian Retail Banking, Luxembourg Retail Banking, Europe-Mediterranean and BancWest after the reallocation within Wealth and Asset Management of one-third of the Wealth Management activities in France, Italy, Belgium, Luxembourg, Germany, Turkey and the United States.

➤ ASSETS AND LIABILITIES BY BUSINESS SEGMENT

In millions of euros

31 December 2019 31 December 2018

Asset Liability Asset Liability

Retail Banking & Services

Domestic Markets 480,313 498,948 465,519 472,763

French Retail Banking 195,462 198,097 193,865 188,781

BNL banca commerciale 81,276 69,821 80,709 65,844

Belgian Retail Banking 140,127 173,097 133,540 162,186

Other Domestic Markets activities 63,448 57,933 57,405 55,952

International Financial Services 520,772 456,074 475,517 420,869

Personal Finance 93,526 22,133 86,178 18,675

International Retail Banking 136,714 124,774 129,455 116,373

Europe-Mediterranean 58,901 53,642 57,674 51,712

BancWest 77,813 71,132 71,781 64,661

Insurance 258,175 240,061 232,308 222,021

Wealth and Asset Management 32,714 69,106 27,576 63,800

Corporate and Institutional Banking 891,207 958,488 816,190 907,655

Other Activities 272,064 251,203 283,610 239,549

TOTAL GROUP 2,164,713 2,164,713 2,040,836 2,040,836

Information by business segment relating to goodwill is presented in note 5.o Goodwill.

Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019Universal registration document and annual financial report 2019
Powered by Fluidbook