2020 Universal registration document and annual financial report - BNP PARIBAS512
6 information on the Parent ComPany finanCial statements at 31 deCemBer 2020
6
Notes to the parent company financial statements
In millions of euros, at 31 December 2020 31 December 2019
Deposits collected under home savings accounts and plans 18,053 17,994
of which for home savings plans 15,920 15,912
■ Aged more than 10 years 5,296 5,194
■ Aged between 4 and 10 years 8,364 8,715
■ Aged less than 4 years 2,261 2,003
Outstanding loans granted under home savings accounts and plans 22 35
of which for home savings plans 4 6
Provisions for home savings accounts and plans 121 124
of which discount on home savings accounts and plans 0 0
of which provisions for home savings accounts and plans 121 124
■ of which provisions for plans aged more than 10 years 102 92
■ of which provisions for plans aged between 4 and 10 years 12 23
■ of which provisions for plans aged less than 4 years 7 8
■ of which provisions for home savings accounts 0 1
➤ PROVISIONS FOR RISKS ON REGULATED SAVINGS PRODUCTS
3.j OPERATING ASSETS
In millions of euros, at
31 December 2020 31 December 2019
Gross value
Depreciation, amortisation and
impairment Net amount Net amount
Software 3,425 (2,628) 797 731
Other intangible assets 2,411 (545) 1,866 2,031
INTANGIBLE ASSETS 5,836 (3,173) 2,663 2,762
Land and buildings 2,358 (930) 1,428 1,808
Equipment, furniture and fixtures 2,194 (1,744) 450 445
Other fixed assets 186 (3) 183 184
Tangible assets - Merger premiums 114 (33) 81 102
TANGIBLE ASSETS 4,852 (2,710) 2,142 2,539
3.k PROVISIONS
In millions of euros, at 31 December 2019 Additions Write- backs
Others variations 31 December 2020
Provisions for employee benefit obligations 475 107 (77) (33) 472
Provisions for credit risks (note 2.f) 33 12 (18) (1) 26
Provisions for commitments given (note 2.f) 274 70 (93) 8 259
Other provisions
■ for banking transactions 362 510 (332) (5) 535
■ for non-banking transactions 579 90 (134) 63 598
PROVISIONS 1,723 789 (654) 32 1,890
