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2020 Universal registration document and annual financial report - BNP PARIBAS280

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5.6 Counterparty credit risk 414 Counterparty credit risk valuation 414 Exposure to counterparty credit risk 417 Bilateral counterparty credit risk 418 Counterparty credit risk for exposures to central counterparties associated with clearing activities 422 CVA risk 423 Counterparty credit risk management 423 Capital requirement and risk-weighted assets 425

5.7 Market risk 426 Capital requirement and risk-weighted assets 426 Market risk related to trading activities 428 Market risk related to banking activities 440

5.8 Liquidity risk 444 Liquidity risk management policy 444 Liquidity risk management and supervision 445 Encumbrance of group assets and assets received by the Group 455

5.9 Operational risk 458 Regulatory framework 458 Organisation and oversight mechanism 459 Specific components linked to operational risk 460 Operational risk exposure 463 Capital requirement calculation 464

5.10 Insurance risks 466 BNP Paribas Cardif Group Risk Management system 466 Market risk 467 Insurance underwriting risk 469

Appendix 1: Sovereign exposures 471

Appendix 2: Regulatory capital Detail 474

Appendix 3: Countercyclical capital buffer 480

Appendix 4: Capital requirements of significant subsidiaries 482 BNP Paribas Fortis Group 482 BNL Group 483 BNP Paribas USA Inc. Group 484 Bank of the West Group 485 BNP Paribas Personal Finance Group 486 BGL BNP Paribas Group 487

Appendix 5: List of tables and figures 488

Appendix 6: Acronyms 491

Universal registration document and annual financial report 2020Universal registration document and annual financial report 2020Universal registration document and annual financial report 2020Universal registration document and annual financial report 2020Universal registration document and annual financial report 2020Universal registration document and annual financial report 2020Universal registration document and annual financial report 2020Universal registration document and annual financial report 2020Universal registration document and annual financial report 2020Universal registration document and annual financial report 2020Universal registration document and annual financial report 2020Universal registration document and annual financial report 2020Universal registration document and annual financial report 2020Universal registration document and annual financial report 2020Universal registration document and annual financial report 2020Universal registration document and 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