2020 Universal registration document and annual financial report - BNP PARIBAS 155
32020 review of oPerations
3
Alternative Performance Measures (APM) Article 223-1 of the AMF s General regulation
In millions of euros 2020 2019
Europe-mediterranean (Including 100% of the Private Bank in Turkey and in Poland)(1)
Revenues 2,362 2,699
Operating Expenses and Dep. (1,711) (1,799)
Gross Operating Income 651 900
Cost of Risk (437) (399)
Operating Income 214 502
Share of Earnings of Equity-Method Entities 192 224
Other Non Operating Items (6) 7
Pre-Tax Income 401 733
Income Attributable to Wealth and Asset Management (8) (4)
Pre-Tax Income of EM 392 728
Allocated Equity ( bn, year to date) 5.1 5.3
In millions of euros 2020 2019
Europe-Mediterranean (Including 2/3 of the Private Bank in Turkey and in Poland)
Revenues 2,346 2,690
Operating Expenses and Dep. (1,704) (1,794)
Gross Operating Income 642 896
Cost of Risk (437) (399)
Operating Income 206 497
Share of Earnings of Equity-Method Entities 192 224
Other Non Operating Items (6) 7
Pre-Tax Income 392 728
Allocated Equity ( bn, year to date) 5.1 5.3
In millions of euros 2020 2019
BancWest (Including 100% of the Private Bank in United States)(1)
Revenues 2,460 2,375
Operating Expenses and Dep. (1,723) (1,712)
Gross Operating Income 737 663
Cost of Risk (322) (148)
Operating Income 415 515
Share of Earnings of Equity-Method Entities 0 0
Other Non Operating Items 0 (3)
Pre-Tax Income 415 512
Income Attributable to Wealth and Asset Management (23) (28)
NRBI 392 484
Allocated Equity ( bn, year to date) 5.5 5.4
(1) Including 100% of Private Banking for the Revenues to pre-tax income items.
