2020 Universal registration document and annual financial report - BNP PARIBAS 239

4Consolidated finanCial statements for the year ended 31 deCemBer 2020

4

Notes to the financial statements

Note 5 FINANCING AND GUARANTEE COMMITMENTS

5.a FINANCING COMMITMENTS GIVEN OR RECEIVED Contractual value of financing commitments given and received by the Group:

In millions of euros 31 December 2020 31 December 2019

Financing commitments given

to credit institutions 6,646 4,999

to customers 343,480 324,077

Confirmed financing commitments 306,312 255,975

Other commitments given to customers 37,168 68,102

TOTAL FINANCING COMMITMENTS GIVEN 350,126 329,076

of which stage 1 332,035 317,180

of which stage 2 15,440 9,862

of which stage 3 1,001 1,094

of which insurance activities 1,650 940

Financing commitments received

from credit institutions 48,622 70,725

from customers 5,511 2,633

TOTAL FINANCING COMMITMENTS RECEIVED 54,133 73,358

5.b GUARANTEE COMMITMENTS GIVEN BY SIGNATURE

In millions of euros 31 December 2020 31 December 2019

Guarantee commitments given

to credit institutions 40,912 32,325

to customers 120,045 118,408

Property guarantees 2,758 2,767

Sureties provided to tax and other authorities, other sureties 62,803 61,003

Other guarantees 54,484 54,638

TOTAL GUARANTEE COMMITMENTS GIVEN 160,957 150,733

of which stage 1 152,288 142,780

of which stage 2 7,305 6,518

of which stage 3 1,364 1,432

of which insurance activities 3

5.c SECURITIES COMMITMENTS In connection with the settlement date accounting for securities, commitments representing securities to be delivered or securities to be received are the following:

In millions of euros 31 December 2020 31 December 2019

Securities to be delivered 6,089 8,511

Securities to be received 7,857 10,792