2020 Universal registration document and annual financial report - BNP PARIBAS204
4 Consolidated finanCial statements for the year ended 31 deCemBer 2020
4
Notes to the financial statements
➤ NET COMMISSION INCOME BY BUSINESS SEGMENT, INCLUDING FEES ACCOUNTED FOR UNDER NET INCOME FROM INSURANCE ACTIVITIES
In millions of euros Year to
31 Dec. 2020 Year to
31 Dec. 2019
Retail Banking & Services
Domestic Markets
French Retail Banking(1) 2,461 2,558
BNL banca commerciale(1) 991 1,025
Belgian Retail Banking(1) 877 813
Other Domestic Markets activities(1) 553 376
International Financial Services
Personal Finance 831 799
International Retail Banking 787 880
Europe Mediterranean(1) 470 578
BancWest(1) 317 302
Insurance (3,203) (3,448)
Wealth and Asset Management 2,063 2,207
Corporate & Institutional Banking
Corporate Banking 2,061 1,545
Global Markets (835) (790)
Securities Services 1,317 1,309
Other activities 26 48
TOTAL GROUP 7,930 7,323
(1) French Retail Banking, BNL banca commerciale, Belgian Retail Banking, Luxembourg Retail Banking, Europe-Mediterranean and BancWest after the reallocation within Wealth and Asset Management of one-third of the Wealth Management activities in France, Italy, Belgium, Luxembourg, Germany, Turkey, Poland and the United States.
➤ ASSETS AND LIABILITIES BY BUSINESS SEGMENT
In millions of euros
31 December 2020 31 December 2019
Asset Liability Asset Liability
Retail Banking & Services
Domestic Markets 555,556 588,095 480,313 498,948
French Retail Banking 212,821 235,018 195,462 198,097
BNL banca commerciale 89,638 87,647 81,276 69,821
Belgian Retail Banking 180,371 201,786 140,127 173,097
Other Domestic Markets activities 72,726 63,644 63,448 57,933
International Financial Services 520,533 466,272 520,772 456,074
Personal Finance 90,152 22,848 93,526 22,133
International Retail Banking 131,893 124,023 136,714 124,774
Europe-Mediterranean 57,584 51,689 58,901 53,642
BancWest 74,309 72,334 77,813 71,132
Insurance 265,356 249,967 257,818 240,061
Wealth and Asset Management 33,132 69,434 32,714 69,106
Corporate and Institutional Banking 1,032,269 1,157,842 891,207 958,488
Other Activities 380,133 276,282 272,421 251,203
TOTAL GROUP 2,488,491 2,488,491 2,164,713 2,164,713
Information by business segment relating to goodwill is presented in note 4.o Goodwill.