2020 Universal registration document and annual financial report - BNP PARIBAS394
5 risks and CaPital adequaCy Pillar 3
5
Credit risk
➤ TABLE 49: EXPOSURES AND STAGE 3 PROVISIONS BY INDUSTRY (EU CR1-B) [Audited]
In millions of euros
31 December 2020
Gross exposure
Stage 3 provisions
Defaulted exposures
Non-defaulted exposures Total
Agriculture, Food, Tobacco 1,147 40,576 41,723 (534)
Insurance 23 14,599 14,622 (7)
Chemicals excluding Pharmaceuticals 114 14,723 14,837 (57)
Building & Public works 3,281 32,907 36,188 (1,606)
Retail trade 1,280 47,043 48,323 (676)
Energy excluding Electricity 780 26,800 27,580 (491)
Equipment excluding IT Electronic 875 47,128 48,003 (463)
Finance 795 452,270 453,065 (639)
Real estate 3,495 98,638 102,133 (1,423)
Information technologies 191 24,007 24,198 (96)
Minerals, metals & materials (including cement, packaging, etc.) 812 28,429 29,241 (441)
Wholesale trade 1,883 51,905 53,788 (1,387)
Private individuals 11,790 397,094 408,885 (6,169)
Healthcare & Pharmaceuticals 191 25,137 25,328 (94)
Services to public authorities (electricity, gas, water, etc.) 191 43,054 43,245 (113)
Business services 2,004 80,342 82,346 (975)
Communication services 115 18,523 18,638 (53)
Sovereign 96 149,225 149,321 (20)
Transportation & Storage 1,657 78,637 80,293 (504)
Other 1,894 79,717 81,611 (943)
TOTAL 32,614 1,750,753 1,783,367 (16,692)