2020 Universal registration document and annual financial report - BNP PARIBAS222
4 Consolidated finanCial statements for the year ended 31 deCemBer 2020
4
Notes to the financial statements
The following table present gross exposures of stage 3 assets change:
Gross value In millions of euros Year to 31 Dec 2020 Year to 31 Dec 2019
IMPAIRED EXPOSURES (STAGE 3) AT OPENING BALANCE 30,088 34,311
Transfer to stage 3 8,623 6,650
Transfer to stage 1 or stage 2 (2,306) (2,412)
Amounts Written off (4,188) (6,423)
Others changes (1,797) (2,038)
IMPAIRED EXPOSURES (STAGE 3) AT CLOSING BALANCE 30,420 30,088
4.g FINANCIAL LIABILITIES AT AMORTISED COST DUE TO CREDIT INSTITUTIONS AND CUSTOMERS
In millions of euros 31 December 2020 31 December 2019
Deposits from credit institutions 147,657 84,566
On demand accounts 8,995 9,072
Interbank borrowings(1) 130,999 68,847
Repurchase agreements 7,663 6,647
Deposits from customers 940,991 834,667
On demand deposits 613,311 516,862
Savings accounts 156,508 151,600
Term accounts and short-term notes 170,097 165,031
Repurchase agreements 1,075 1,174
(1) Interbank borrowings from credit institutions include term borrowings from central banks, including EUR 101.8 billion of TLTRO III.