2020 Universal registration document and annual financial report - BNP PARIBAS 387
5risks and CaPital adequaCy Pillar 3
5
Credit risk
In millions of euros
31 December 2019
Performing exposures Non-performing exposures
Not past due or ≤ 30 days
> 30 days ≤ 90 days
Unlikely to pay that are
not past due or are past
due ≤ 90 days > 90 days
≤ 180 days > 180 days
≤ 1 year > 1 year
≤ 2 years > 5 years of which
defaulted
Loans and advances 992,643 989,120 3,523 33,314 7,239 1,925 2,087 11,237 10,826 30,264
Central banks 154,017 154,017 - - - - - - - -
General governments 34,855 34,722 133 266 30 12 33 121 70 131
Credit institutions 18,961 18,956 5 96 18 3 1 60 14 93
Other financial corporations 72,619 72,554 65 1,354 514 8 37 187 608 1,348
Non-financial corporations 386,707 384,869 1,838 16,477 4,029 791 1,044 4,129 6,484 15,867
of which SME 113,081 112,378 703 7,021 949 394 431 2,243 3,004 6,876
Households 325,484 324,002 1,482 15,121 2,648 1,111 972 6,740 3,650 12,825
Debt securities 165,449 165,449 - 483 324 - - 103 56 483
Central banks 3,368 3,368 - 1 1 - - - - 1
General governments 127,683 127,683 - - - - - - - -
Credit institutions 11,809 11,809 - 117 5 - - 99 13 117
Other financial corporations 18,138 18,138 - 93 67 - - 4 22 93
Non-financial corporations 4,451 4,451 - 272 251 - - - 21 272
Off-balance-sheet exposures 480,031 2,527 2,526
Central banks 16,851 - -
General governments 24,963 28 28
Credit institutions 20,436 19 19
Other financial corporations 68,687 85 85
Non-financial corporations 288,416 2,260 2,260
Households 60,678 135 134
TOTAL 1,638,123 1,154,569 3,523 36,324 7,563 1,925 2,087 11,340 10,882 33,273
