2020 Universal registration document and annual financial report - BNP PARIBAS154
3 2020 review of oPerations
3
Alternative Performance Measures (APM) Article 223-1 of the AMF s General regulation
In millions of euros 2020 2019
Belgian Retail Banking (Including 2/3 of the Private Bank in Belgium)
Revenues 3,267 3,353
Operating Expenses and Dep. (2,307) (2,378)
Gross Operating Income 960 975
Cost of Risk (230) (56)
Operating Income 731 919
Share of Earnings of Equity-Method Entities 18 13
Other Non Operating Items 13 (3)
Pre-Tax Income 762 929
Allocated Equity ( bn, year to date) 5.4 5.8
In millions of euros 2020 2019
Other Domestic Markets Activities Including Luxembourg (Including 100% of the Private Bank in Luxembourg)(1)
Revenues 3,430 3,184
Operating Expenses and Dep. (1,923) (1,859)
Gross Operating Income 1,506 1,325
Cost of Risk (205) (146)
Operating Income 1,301 1,178
Share of Earnings of Equity-Method Entities (12) (12)
Other Non Operating Items 0 2
Pre-Tax Income 1,289 1,168
Income Attributable to Wealth and Asset Management (5) (3)
Pre-Tax Income of Other Domestic Markets 1,284 1,165
Allocated Equity ( bn, year to date) 4.5 4.5
In millions of euros 2020 2019
Other Domestic Markets Activities Including Luxembourg (Including 2/3 of the Private Bank in Luxembourg)
Revenues 3,412 3,169
Operating Expenses and Dep. (1,911) (1,847)
Gross Operating Income 1,501 1,322
Cost of Risk (205) (146)
Operating Income 1,297 1,175
Share of Earnings of Equity-Method Entities (12) (12)
Other Non Operating Items 0 2
Pre-Tax Income 1,284 1,165
Allocated Equity ( bn, year to date) 4.5 4.5
(1) Including 100% of Private Banking for the Revenues to pre-tax income items.
